How the Apple Card takes it a step further Christine Romero-Chan / Digital TrendsĮver since I got the Apple Card in 2019, it has become my primary source of payment, unless I have another credit card that is better suited for a purchase. But this is a one-time thing to get everything set up, and none of that information is actually stored with Apple or on your device, so it can’t be shared with retailers. Of course, it may be that the concern is in the fact that when you first set up Apple Pay, you need to provide the credit card number, expiration, and CVV code to verify.
With no physical card required to be present and a unique number generated every time, you’re less likely to have your information stolen for nefarious purposes. Also, each Apple Pay transaction uses a token in the form of a “device account number” to complete, and these are always unique. Before you can even make a payment, it needs to be authenticated with either Face ID or Touch ID on the device. With digital payments through something like Apple Pay, you don’t need to worry about any of that. If you swipe or insert your card in one of those skimmers, a thief can obtain your card information and use it to make purchases, create fake credit cards, or even sell the information on the dark web. The latter appears less common these days, despite the fact that many bag and wallet makers use “RFID blocking” as a selling point, but those skimming devices can be easily installed on various point-of-sale devices without anyone seeing or noticing. The problem with a physical card is the fact that someone could easily obtain the details of your card through skimming devices, either installed on a payment terminal waiting for the unsuspecting or through RFID. I was flabbergasted when I learned some of my in-laws don’t trust digital payments or wallets and think it’s worse than the plastic itself. Worried about security? You shouldn’t be Christine Romero-Chan / Digital Trends
Samsung Pay gets overhaul with new Samsung Wallet app Your Apple Card will soon get its own savings account – here’s what it looks like A long-awaited Apple Pay feature is finally on your iPhone
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